Who says you can't settle with Collection Agencies? Here is a great example of a 30% settlement made with a Collection Agency. The seminar client paid only $4,514 against a debt balance of $15,044.12, and saved a whopping $10,530.12. As you can see, it's not necessary to be a professional negotiator to achieve these results. While 30% deals are less common than 40% to 50%, this letter is proof that it's certainly possible to work with Collection Agencies to settle your accounts. Bear in mind that this account was past the point of "charge-off" by the original creditor, who then assigned the debt for collection activity to this organization. Even at this late stage, the creditor still wanted to cut their losses and get what they could for the account. Would a third-party settlement company have achieved the same deal? Perhaps. But they would have charged more than $2,600 to do so, not counting signup fees and monthly fees.

Note: The image file below is a scanned reproduction of a faxed original. The client's name, address, and account information have been deleted to protect their privacy. No other alterations have been made in any way to the originals or the digital images.

If you are serious about resolving your debt problem and you're hoping to avoid bankruptcy (especially under the strict new rules), then you need the Debt Elimination Success Seminar™. Learn how to negotiate effectively with your creditors and settle your own debts. Why pay $1,000s to a third-party company when you can achieve professional results like these on your own for a tiny fraction of the cost? All it takes is a little training and follow-up coaching, and that's exactly what you'll get when you order the audio-CD seminar package.

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