ZipDebt Do-It-Yourself Debt Solutions

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The ZipDebt
Do-It-Yourself Debt Settlement
Success Gallery

Yes, It Really Is Possible for You to Settle Your Own Debts

The main concern people have about do-it-yourself debt settlement versus hiring a third-party negotiation service is the uncertainty of success. But the simple truth is that you CAN negotiate effectively with your creditors and settle your own debts. All it takes is a little training and coaching. The REASON it works is because you won't be reinventing the wheel, or doing anything out of the ordinary. Settlement is a normal part of the collection process.

Every major creditor settles accounts in order to cut their losses. Many of them extend settlement offers automatically at certain points in the collection cycle. What's needed is some inside information on how this process works and how to make it work to your advantage. And that's where I come in. My Do-It-Yourself Debt Negotiation Training & Coaching Program™ will show how to successfully settle your debts without paying thousands in fees to a settlement company.

Here are just a few examples of the many DIY debt settlement success stories my clients have reported. These settlements were accomplished by ordinary people -- people struggling with serious debt problems just like you are. Every one of these clients had the same doubts and concerns that you do, but they were able to successfully negotiate and settle their own debts. With a little help, you can chop your own debts down to size and achieve results like these:

Here's Proof You Can Do It Yourself and Save $1,000s

"I want to thank you with all my heart for your help. I was over $70,000 in debt and by following your program I have already settled a debt of $23,000 for $8,100, a savings of nearly $15,000. I could never have done it without your advice. I am on my way to settling my other debts and know I will save another $20,000 or more. Your course is easily worth ten times what I paid for it. Thanks again. I was drowning in credit card debt for years and years and there was no way out until I came across your program. Your help is invaluable. You cannot place a price on it."

--W.R., Canton, OH


See this client's 35% settlement on a $23,073 debt
"Your seminar saved me thousands of dollars. I was just about ready to sign up with a debt settlement company and was glad I could do this myself. I have just received my first settlements. I would recommend this seminar to anyone that feels they are over their head in debt."

--R.N., Covington, TN


See this client's 35% settlement on a $7,672 debt
See this client's 39% settlement on a $21,485 debt
"Over the weekend we received a letter offering to settle an account at 20 percent! We'll be settling a debt of just over $10,000 for roughly two grand. I can't believe it. Thanks again for the great info. My wife and I are beginning to see the light at the end of the tunnel and, in terms of hidden costs (stress in our family life) I already see a huge difference."

--G.K., Millersburg, OH


See this client's 20% settlement on a $11,192 debt
See this client's 50% settlement on a $4,582 debt
"Yours is definitely the best debt settlement course on the web. Great service, good advice, super results. Thanks, Charles!"

--R.W., McHenry, IL


See this client's 45% settlement on a $5,763 debt
See this client's 40% settlement on a $9,431 debt
See this client's 50% settlement on a $5,156 debt
"What else can I say? You are second to none! The seminar discs were excellent. Earlier, I told you that you were concise and precise and your tone of voice was very soothing. You definitely are giving me excellent advice that I expected. Your omnipresence has been very reassuring. Without your guidance, it would have been difficult for me even to start. I greatly appreciate your valuable support given at lightning speed."

--A.G., Mahopac, NY


See this client's 35% settlement on a $37,282 debt
Great training in negotiation! What is really appealing to those of us who are behind is your encouraging tone that the sky is not falling."

--S.P., Colorado Springs, CO


See this client's 30% settlement on a $15,044 debt
After researching many debt consolidation, debt elimination, debt management, debt relief, debt reorganization, debt negotiators, even the "you don't owe any debt because they had no right to 'monetize your signature'" programs (scams), I decided to take a chance with your program. I can honestly say I have been extremely pleased at the information provided as well as the coaching that was involved. I opted for the premium program as my debt situation was extensive. I was dealing with 14 credit cards totaling over $170,500 when I started. After numerous negotiations, which I had the ability and the mindset to deal with after going through the program and coaching, ALL of my credit card debts were settled (one by one), for $71,855, (42 cents on the dollar!). I saved $98,675 by following the program step by step and asking my coach whenever I was confused or needed help with taking the right attitude in dealing with these collectors. I can whole heartedly say this program works!

-- P.S., St.Louis, MO


See this client's 46% settlement on a $4,960 debt
See this client's 45% settlement on a $25,785 debt
See this client's 40% settlement on a $20,413 debt
See this client's 40% settlement on a $9,297 debt
See this client's 34% settlement on a $15,348 debt
See this client's 35% settlement on a $13,737 debt
See this client's 30% settlement on a $2,974 debt
I just want to let you know I had done extensive research about different settlement companies and what they charge, etc., before I discovered your website, and I had even signed up with one that had offered me a very competitive price (10 percent of debt - compared to 15 percent). I knew that was probably going to be the lowest amount any company would offer to settle my debts for me, but after I started putting it all down on paper, I knew that the $10,000 I was going to pay them in fees would best be used paying off my debts instead of going in their pocket. When someone is struggling financially, to charge them a large sum of money to "help" them get out of debt doesn't make much sense. I knew there had to be another way, but I also knew I had no prior experience settling debts and that I would most definitely have questions along the way. I also knew none of the settlement companies would give me any advice if I wasn't under a contract to pay them a hefty fee for "helping me."

When I came across your website, I knew my prayers had been answered. I immediately wrote a letter to the company I had signed on with and cancelled my contract with them. Luckily I had not paid them one penny!!! The price for your services are extremely reasonable. I would have even been willing to pay you quite a bit more. It would have been worth it.

I can honestly say that you should be proud of what you're doing. You are helping people all over the world who are financially and emotionally burdened and you are giving them hope again. You could be charging much more for your services, but, instead, we are able to use what money we have and pay off our creditors. You are the only one I have found who is helping people do this themselves, and for that I am eternally grateful.

-- L.D., Tyler, TX


See this client's 30% settlement on a $7,406 debt
See this client's 35% settlement on a $13,500 debt
See this client's 40% settlement on a $11,707 debt
See this client's 41% settlement on a $8,534 debt

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