http://www.zipdebt.com/blog/credit-utilization-ratio Straight Talk by Charles Phelan on Debt Settlement & Other Debt Reduction Strategies Thu, 04 Dec 2008 19:22:08 +0000 http://wordpress.org/?v=2.6.1 http://www.zipdebt.com/blog/credit-utilization-ratio#comment-15055 Mario Tue, 07 Aug 2007 23:56:27 +0000 http://www.zipdebt.com/blog/?p=55#comment-15055 What the credit card companies are doing is going to backfire on them. As more people get punished and their rates go up to 30 % or more, then people will stop paying their bills and the credit cards will start losing money. They are worse than the Mafia. What the credit card companies are doing is going to backfire on them. As more
people get punished and their rates go up to 30 % or more, then people
will stop paying their bills and the credit cards will start losing money.
They are worse than the Mafia.

]]> http://www.zipdebt.com/blog/credit-utilization-ratio#comment-7667 Jo Wed, 14 Mar 2007 19:19:09 +0000 http://www.zipdebt.com/blog/?p=55#comment-7667 This happened to me with Capital One, went from 4.99% to only 9.99% because they said they feel I'm higher risk, no other reason. Said I can cancel my account and still pay it down at 4.99%, OR.... I will have to start paying it at 9.99%. Ugh! This happened to me with Capital One, went from 4.99% to only 9.99% because they said they feel I’m higher risk, no other reason. Said I can cancel my account and still pay it down at 4.99%, OR…. I will have to start paying it at 9.99%. Ugh!

]]> http://www.zipdebt.com/blog/credit-utilization-ratio#comment-7540 Marie Mon, 12 Mar 2007 20:11:14 +0000 http://www.zipdebt.com/blog/?p=55#comment-7540 This happened to me with the Chase card. I had not been late on any credit card payments and they raised my APR to 29.99%. When I called to inquire, they said that I had high balances on the other cards and I was considered a high risk. This happened to me with the Chase card. I had not been late on any credit card payments and they raised my APR to 29.99%. When I called to inquire, they said that I had high balances on the other cards and I was considered a high risk.

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