Learn the Facts About
Debt Settlement & Negotiation,
Do It Yourself, & Save $1,000s!

1 Minute Site Overview:

Considering debt settlement? The simple truth is that it's best to handle your own debt settlement program, rather than pay someone else to deal with your creditors. By negotiating your own settlements, you'll save a ton of money in fees, decrease the risk of creditor backlash, and feel better about the process when you're done.

The content on this site is aimed at helping consumers tackle their debt problems head-on. With some real-world information and a little expert coaching, you can avoid bankruptcy, bypass the expensive third-party companies, take control of your debts, and resolve your financial situation in a straightforward and rational manner.

But first, you have to get un-brainwashed about how the different programs work. A lot of what you think is probably wrong or inaccurate. To start learning the facts about debt settlement and other program options, please read some of the free articles listed below.

OK, But First Tell Me What You're Selling:

The single product/service offered for sale on this website is Charles Phelan's "Do-It-Yourself" Debt Negotiation Training & Coaching Program™. Until now, consumers wanting to settle their debts have been faced with a difficult choice: Pay thousands in fees to a professional settlement firm, or go it alone and hope for the best.

Now, there is an affordable and superior alternative: Do-it-yourself debt settlement with training and coaching provided by a debt negotiation expert. This gives you the best of both worlds -- professional results at do-it-yourself prices.

If you already know that debt settlement is the solution that best fits your circumstances, and you've already talked to one or more debt settlement companies, you're probably experiencing "sticker shock" at the huge fees they charge. Compare the advantages of the "do it yourself debt settlement with coaching" method to professional negotiation services and see how much you'll save in fees.

If you're new to the idea of debt settlement and just exploring your options, download and read a FREE 32-Page Consumer Report that describes this strategy in detail.

Bottom Line: This is THE most practical and affordable debt settlement solution available, period.

Why pay $1,000s in fees when you can do it yourself (with a little training and coaching) for a small fraction of the cost of professional services? And YES, you CAN do it yourself. Average, everyday, ordinary people can negotiate successfully with their creditors. Check out some examples of actual debt settlement results achieved by my clients.

Learn how to negotiate with your
creditors and save $1,000s.